In plain terms
What this means for you.
Your home is likely the largest thing your family will ever own. Estate planning is simply deciding, ahead of time, who you intend to hold it next, so your family is spared difficulty later. This is my newest service. My part is to convene: I bring the right people to your table, and Summit Planners, my estate-planning partner, do the planning itself, early, while there is still time to decide each thing well.
It is a calm conversation about your home and the people who matter, framed as care for them rather than a product for you.
The long part
The purchase is a moment. Holding the home, and passing it on well, is the rest of the story.
What planning covers
Three things, looked at while everything is still well.
Succession.
In one line: it is done so the home is more likely to reach the people you intend.
With Summit Planners, wills and lasting powers of attorney are drawn up around the home. The aim is plainness, a clear line from the home as it is now to the hands you intend it to reach.
Protection.
In one line: it is done so a hard year is less likely to force the sale of the home.
Risk is looked at honestly: what happens to the home if health, income or circumstances change, and what can be put in place while everything is still well. It is a quiet conversation, had once, so the home is less likely to be the thing that has to be sold in a difficult year.
Preservation.
In one line: it is done so the home's worth is more likely to be kept for the next generation, with each move made in good time rather than under pressure.
Holding structures, tenancy and timing decisions are made with the next decade in mind, so the asset keeps its worth over the years. The idea is to hold the home in good order, and to decide each move when there is time to decide it well.
Planning, a generation ahead
Who holds the home next is part of the advice from the start.
Where it begins
The first conversation covers.
What you own, and how it is held
The home and what sits alongside it: how the title is held, the mortgage, the CPF position. Listed plainly, so the planning starts from facts rather than guesses.
Who you intend it for
The people you have in mind, and what you would like the home to do for them. Said out loud once, so it can be written down properly.
What could force a sale
Illness, income, a hard year. Named early, so arrangements can be put in place that make a forced sale less likely.
Yours to keep
Those three threads come down to a single page. Most families have never seen their home set down this way, and it is a settling thing to hold.
The home, on one page.
The first conversation fills in this page, together. Illustrative, and yours to keep.
A home is held in trust for the people who come after. My part is the manner of the holding, consistent updates and a steady hand, so the assurance is there long before it is needed.
This planning is my newest service, so I have no estate-planning testimonials yet. What I can show you is how clients describe the same care that carries into this work, held from one transaction to the next:
"Jessin was a reliable, responsive and trustworthy agent, who readily rendered assistance and advice every step along the way, from the sale of my current home to the purchase of the next one. A fuss-free and pleasant experience."
The trusted bench
One home, many hands.
Good planning is rarely the work of one person, and I do not pretend to do it alone. My part is to bring the bench to your table and stay in the room, so the advice on a home is whole rather than partial. You meet the people as much as the paperwork.
A first conversation is with me alone. No planner is engaged until you choose to engage them.
Where the papers are readA representative scene
If you are thinking a few years ahead, the planning around a home is best begun while there is no pressure. I am glad to help when you are ready.
Start a conversationBy appointment, at a time that suits the family.
You will be speaking with Jessin, not a team. Prefer to call? +65 8959 3313